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Blog

Submit a Claim to Your Insurance
Posted on: December 13, 2022
Filed under claim, compensation, durable medical equipment, Health, how to submit a claim to your insurance, Insurance Questions, medical services, reimbrused
Submit a Claim to Your Insurance

Get reimbursed for your medical services and products.

Is this item covered by insurance?

Medicare and private insurance companies coverage can vary by plan, service administered, or equipment provided. Routine testing and exams, even durable medical equipment (DME) may be covered by your plan. Understanding what is covered by insurance can be confusing- as there are many details to keep in consideration. The best way of receiving financial reimbursement for your medical needs is to contact your specific insurer directly.

Here are some items, tests, and services that are covered by Medicare, from Medicare.gov:

  • Advance care planning
  • Air-fluidized beds
  • Ambulance services
  • Behavioral health integration services
  • Blood processing & handling
  • Blood sugar monitors
  • Blood sugar test strips
  • Braces (arm, leg, back, & neck)
  • Canes
  • Commode chairs
  • Doctor & other health care provider services
  • Durable medical equipment (DME) coverage
  • E-visits
  • Electrocardiogram (EKG or ECG) screenings
  • Emergency department services
  • Hospital beds
  • Humidifiers
  • Hyperbaric oxygen therapy
  • Incontinence supplies & adult diapers
  • Inpatient hospital care

For medicare patients, a more comprehensive list of covered services and items can be found here.

Why would you submit a claim to your medical insurance?

Submitting a claim to your insurance can help you financially in obtaining these items through reimbursement.

Completing a claim successfully will help you receive a direct payment for medical services you have already received. To obtain payment or benefits, it’s crucial to find the proper form and complete it in its entirety to submit to your insurance plan.

How does someone submit a claim to their medical insurance provider?

First, it’s important to make sure that you are using your insurance’s required documentation. This specific form can usually be found in the menu option on the homepage of your insurance website. You may also perform an internet search such as, “medical reimbursement form for insurance name” or “claim form for insurance name” It is important to fill out in its entirety for quick and efficient processing.

This information would include basic patient information, such as:

  • Full Name
  • Birthday
  • Address
  • Any additional specific information requested by the insurance plan

Did your doctor recommend medical equipment to assist you in your health journey?
Was a prescription written for medical supplies?

In addition, please make sure you include:

  • An itemized bill or receipt
  • Confirm if you’ll be submitting the completed claim form via mail or email (this information is usually indicated on the claim form you obtained from the insurance website.)
  • Other documentation may include a prescription that was issued by your healthcare provider.

Contact your insurance today, start your claim reimbursement process, and get compensated for your health items or services by your medical insurance provider.

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